Personal Loans


There are lots of reasons for people to have personal loans.   We have found that  many people who have existing mortgages, make the mistake of using expensive personal loans for things like:  


  • Car finance

  • Holiday

  • Home improvements/redecorating

  • Motorhome

  • Boat

  • Travel

  • Consolidate credit card debt


We commonly see clients who have good equity in their homes paying interest rates between  11% and 20% for such purposes.  Sometimes they are talked into using these types of loans by the people selling cars, furniture, boats etc.   Often we find they have already approached their existing bank but the banks  haven't been helpful.  

If you have good equity in a property and have an existing mortgage, you don't have pay high interest rates.


 Give us a call to see if we can help..